Hi the Experts, I'd like to know, if I'm allowed before agreeing any work with a client, to set up a 25% penalty of the total amount if the client pays after the payment due date. I clearly mention this information in my quote. In fact, I have some doubts because the Law mentions that we cannot charge over 8% interests for late payments (gov website, page title: late commercial payments: charging interest and debt recovery). However, it mentions that interest and debt recovery costs can be claimed if payment terms haven't been determined clearly, but nothing is saying about if it's legal to set it up on a quote or a contract. What do you make of it? Thanks in advance for your help.