I used to use my own credit card account and then reclaim expenses from my business, but I wanted something where the actual account and statements etc were in the name of the business. So, I switched to Capital On Tap about 6 months ago. It was an easy sign-up process - took about a minute if I remember correctly I like the fact that I can log in any day to see the activity on the card, and my book-keeper gets the statement once a month. Now they've sent me an offer to invite friends/associates to take a card. If accepted, they'll deposit £75 in your account for free when you make your first purchase (of any amount). Visit their website at capitalontap.com Enter the referral code, 1REFH548F25, in the promo code box. No referral code no £75! Benefits are pretty standard, but here they are: Credit limits > £50k Up to 56 days interest free on card spend Interest rates as low as 9.9% APR Applying has no effect on your credit history No fees - no joining fee, no monthly fee Free FX - true Mastercard rates