I agree that this is a total scandal, and that HMRC are dragging their feet. However, we mustn't forget that these fraudsters are being aided and abetted by the credit card companies who provide them with credit facilities. I've been raising this issue on another forum in relation to counterfeit and pirated goods. Although it's illegal to import these into the EU, even if they are for private use, the credit card companies are allowing the counterfeiters to accept payment via their cards. The card companies therefore need to be brought to task, and to face heavy financial penalties for allowing criminals to use their facilities. Even if some of the fraudsters themselves may only be fairly small time much of the sale proceeds from counterfeit goods is being used to finance serious criminal activity, such as people trafficking and drug dealing. The fact that the credit card providers seem quite happy to do business with fraudsters makes a complete mockery of their pompous and self-righteous corporate responsibility policies and mission statements.