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Using Iphone to take credit card payments?

Discussion in 'General Business Forum' started by Persevere, Mar 2, 2010.

  1. Persevere

    Persevere UKBF Newcomer Free Member

    Posts: 76 Likes: 11
    I'm looking into methods of taking payments and was considering hiring a pdq machine but I've heard that you can take payment with an iphone and an app for this, I can't find anything to say whether this service is available in the UK though. Does anybody know anything about it, whether it's available in the UK and which app is best?

    Thanks
  2. Lorro2

    Lorro2 UKBF Contributor Free Member

    Posts: 183 Likes: 31
    Yes you can take card payment with an iphone and any basic mobile phone as long as it is Java enabled and I have been using it for about 10 years. If you look at the mpos demo on youtube that should help you. I have found it very useful especially for doing busines at shows and for taking card payments over the phone.
  3. sysops

    sysops UKBF Regular Free Member

    Posts: 2,930 Likes: 886
    Java has nothing to do with it, and the iPhone doesn't run Java.
  4. DougDesigns

    DougDesigns UKBF Newcomer Free Member

    Posts: 83 Likes: 16
    • Thanks Thanks x 1
  5. one couriers

    one couriers UKBF Newcomer Free Member

    Posts: 49 Likes: 1
    You sure can take payments ..£9.99 for the app,£90 a year for it,£10 a month rental (for what??) then around 3-5 % PLUS 25p per transaction Take all cards..

    Go to www.innerfence.com/uk
    Last edited: Mar 2, 2010
  6. Dogsbody

    Dogsbody UKBF Contributor Free Member

    Posts: 160 Likes: 42
    Looks good. Been considering a card payment terminal for my new business and this looks like a cheap option.
    However - you will still need a merchant account with an aquiring bank which it is advised you arrange before getting the app!

    Might not be as cheap an option as I had first thought but at least you haven't got a terminal to loose - just keep a close eye on your phone!

    Thanks for the heads-up on this, much appriciated.
  7. pari636

    pari636 UKBF Regular Free Member

    Posts: 37 Likes: 5
    Or if you want your own just pm me and we could build one for you
  8. garyk

    garyk UKBF Regular Full Member

    Posts: 4,617 Likes: 731
    The one you have probably heard of is https://squareup.com/ which looks pretty neat but I think its US only, as sysops says forget any java based solutions they wont work you need a native iphone app.
  9. Cazmac1

    Cazmac1 UKBF Newcomer Free Member

    Posts: 6 Likes: 1
    I was wondering if things have moved on since the original poster first asked his question. I'm in the same boat so would like to ask the question again.
    What services are there now for the iPhone and who provides the best service and best rates?
  10. joeyb

    joeyb UKBF Newcomer Free Member

    Posts: 1 Likes: 0
    Would also be interested in this....
  11. arcon5

    arcon5 UKBF Regular Free Member

    Posts: 2,557 Likes: 497
    Could you setup an ecommerce terminal with cardsave or somewhere then just access a payment page using the web browser? Would cost about £20/month
  12. JohnnyCash

    JohnnyCash Guest

    Posts: 1,431 Likes: 480
    As a consumer, would anyone actually let someone type their credit card number into their phone when you were buying something?

    There is absolutely no way I would.
  13. Cazmac1

    Cazmac1 UKBF Newcomer Free Member

    Posts: 6 Likes: 1
    we do it every day. not in a phone but it's no different from going in to a shop a putting your details into a chip and pin machine. This type of transaction is common place now in the field I'm entering, of course if someone was not happy using a portable chip and pin device (Iphone) they could always pay cash.:)
  14. MH1

    MH1 UKBF Regular Free Member

    Posts: 2,587 Likes: 488
    I use Adelante every day on a Samsung Galaxy S2, works fine, you get the authority code and even an option to email a receipt to your client.

    No problems with getting any details myself, maybe it's how you ask and explain things.
  15. IRC-UK

    IRC-UK UKBF Newcomer Free Member

    Posts: 1 Likes: 0
    PayPal is a good merchant account to have regardless of what comments people make we have used them for 7 years with a lot of daily transactions.

    You can use the virtual terminal on any phone / tablet / ipad / etc

    Regards jonjoe
  16. Cazmac1

    Cazmac1 UKBF Newcomer Free Member

    Posts: 6 Likes: 1
    Hi MH1, I think I looked into Adelante and they seemed expensive.
    How do you find them.
  17. Cazmac1

    Cazmac1 UKBF Newcomer Free Member

    Posts: 6 Likes: 1
    Hi Jonjoe do you know there charges?
  18. MH1

    MH1 UKBF Regular Free Member

    Posts: 2,587 Likes: 488
    Fine, the system doesn't cost myself a penny, but it does what it says it does from an operational point of view.
  19. arcon5

    arcon5 UKBF Regular Free Member

    Posts: 2,557 Likes: 497
    Only problem with paypal is their fees are sooooo high. I was spending about £150/month at one point with paypal :eek:. I'm sure theirs many more spending more than this too.
  20. _derek

    _derek UKBF Newcomer Free Member

    Posts: 1 Likes: 0
    this topic is very interesting for the business I'm thinking of starting (a restaurant). I just fear it could look unprofessional to pass people a phone to put their details into. What is the interface like? any screenshots?
    Last edited: Aug 2, 2011