I`m a little bit peeved about these new Automatic Enrolment Pensions..... My three staff are on a Stakeholder Pension scheme (which is not compliant with the new scheme) set up when the last Government tried to do something about the pensions timebomb. Basically I put £50 a month in for each of them, though they`re not bothered about putting anything in themselves. Under these new pensions arrangements they must put something in, and it`s also impossible for me to put the same flat rate each month. Thus they`ve decided they don`t want to swap. Great, I thought, simpler and also less work for me ! But it isn`t, because, if I understand it correctly, I have to actually start up the pension schemes for all three of them, then wait for them to get the welcome pack, then they have to withdraw themselves. I can see loads of opportunities for problems there, for instance, what happens if they don`t manage to withdraw from the new scheme before the first DD goes through ? ! ? Plus it`s a load of totally pointless work for me....... Have I got all this right ?