Card processing money limits

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deniser

deniser

Free Member
Jun 3, 2008
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London
  • #1
    A card was tried on my site first for just over £500 and declined by the cardholder's bank. It was then tried again for just under £500 and went through.

    Putting all other factors aside (don't worry, I am an expert on the indicators of fraud!), is this suspicious in itself or is normal for a bank to have a £500 limit on a card for an internet transaction?

    It is a Visa card in Europe (not UK).
     
    A

    AndyP

    Free Member
    Oct 11, 2008
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  • #3
    Yes, I agree with David...that would seem to make the most sense. As you, I'm sure, will already know if the first transaction was declined on the basis of a security flag that would have been it until the card holder contacted his bank etc.....simply hitting the cards credit limit seems the most sensible reason.
     
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    AndyP

    Free Member
    Oct 11, 2008
    835
    174
  • #5
    yes, but that doesn't really explain why one transaction is declined and another for a lower amount is accepted.....certainly in my experience if you get a decline for anything other than creit limit reasons then its blocked until it is manually unblocked.
     
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