Car Accident - No witnesses, different stories, 3rd party claim
Hello all, I really don't know what to do with this.
In December 07 I had my first car accident and the liability has been in dispute since.
I turned into a slip road and past some off road parked cars on a corner that obscured my view of the road ahead. There was a parked car on the opposite side of the 2 way carriageway. When driving past the off road parked cars, I was faced with a Land Rover partially on my side of the road. The lady driving the Land Rover must have been steering around the parked car on the other side to me. There should have been enough space for both of us to pass safely with the parked car on the road. She had obviously pull out too far to pass the parked car and so causing the accident. We were both driving at about 20mph and both of us had no time to react at all. Both vehicles were so badly damaged they had to be removed. Neither vehicle are insurance right offs.
The police were suspicious as the Land Rover had come up on their system as not insured or owner by her. She claimed at the time to have Comprehensive insurance for another car that would cover her for this vehicle. The police report states that she had recently sold/purchased the vehicle. The police told me at the time that I would need to request a copy of the police report in order to get the drivers details. On trying to do this, I have been told this is not possible due to the data protection act.
The problem I have is that there were no witnesses and I am 3rd party fire and theft. My insurer, Direct Line, have declared they are to not get involved in any way what so ever. I have tried many times for them to help but they have declined involvement. I am in frequent contact with the insurance company of the vehicle. I claim I was on my side of the road and the other vehicle was on my side as well causing the accident, and they claim I was on the other side of the road and so was the other vehicle. (the oposite to my version)
The strange thing is that they claim it was a man driving yet it was a woman as the police report states. I have tried requesting the insurance policies of both the driver (a lady) and the insurer of the vehicle (a man). They rejected this request.
Any ideas what i can do?
I can't afford solicitors.
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