Finance Companies ?

visagephoto · Jan 9, 2006

I'm looking for a finance company which would be willing to offer my customers credit terms.

I am offering child/family portraits at £120 per set.

I have done this in the past and averaged around 10 sales per week @ £90 per sale, but lost a lot of orders as I couldn't offer credit terms.

Admiral Collections · Jan 9, 2006

Hi

The solution would depend on your annual turnover. PM me and we will have a chat if you like about your options.

Nic :wink:

bwglaw · Jan 9, 2006

Where do your customers come from? I note that you are in Scotland so Scottish law will apply in your case. I am not sure on what Scottish law says about credit facilities.

I have come across small credit houses that offer finance for purchasing, say a sofa. You could source a similar credit house that offers a facility for your services. Since you are in Scotland I am not sure where to start

Ian J · Jan 10, 2006

Your own bank is the obvious place to start and if they don't offer a suitable facility themselves they will often introduce you to an associate that does.

Another option worth considering is "block discounting" and a Google around will give you plenty of information complete with providers and specialist brokers.

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