3D secure

[Kiddymania]

Hi

Can anyone clarify something for me. When a transaction has been 3D secure authenticated does that mean that in a case of fraud that the bank is liable and not the small business?

Thanks

Kiddymania

[sysops]

That's the carrot they used to try to move everyone onto it. However, it is far from clear whether the CC issuers are playing ball.

[Kiddymania]

I wish the banks would clarify it! I guess that we will only know when something happens!

[sysops]

As I've said in previous posts, the whole 3DS thing is a complete shambles. We don't intend to switch it on again until we absolutely have to. The system is inherently unreliable, with far too many timeouts.