Anyone use/rent a card terminal?

[thekitchendesigner]

Not talking about an online or virtual terminal, i mean the actual card machine swipe chip and pin thingey! :) All i'd want one for would be mail/phone payments, not people in person

I've done all my research on online stuff, now need to know what sort of money the physical terminals cost:

To set up?

To rent per month?

Fees charged per transaction?

Where do you rent from?

Have been advised that in some cases a terminal may be more cost effective than an online alternative. So if anyone here does rent one, could you post or PM with some details?

Many thanks

[mercurywebdesign]

Hello,

We have a card terminal in the shop supplied by Natwest.

[Page]

If you are not going to see anyone what is wrong with a virtual terminal.

Surely you only need a real terminal for face to face.

[Page]

Also check out some of the affiliate schemes that are on offer.

They can make a large difference to start up and ongoing costs.

[thekitchendesigner]

Costs are cheaper, in general, for actual terminals.

Been doing the rounds for all the virtual terminals etc.

[Christiane]

My merchant account is with Streamline and the terminal with 123send. If you are an FSB member you get a discount on the rates although this also depends on the t/o.
You should check what you bank offers too, although there are only a handful of banks allowed to issue merchant accounts directly.

[Page]

Have a look at this http://www.mobilepos.co.uk/

Credit cards on your mobile phone.
Okay for occasional payments. The java application is better option.
And I think - from memory - they chuck in a virtual terminal.
Note it is not the chip and pin terminal that I am suggesting.

The NMTF have a deal with it - so if it seems right check that out as it may make it cheaper.

Let us know what you conclude at the last.

[lynndevine@streamline.com]

Shop about: HSBC, Barclays, HBOS, Lloyds and RBS/Natwest all have merchant services. 123 send is a mobile solution, I'm assuming you would just need a stand alone terminal that plugs into a power point and telephone socket if it is for CNP transactions.

[Nigel B]

We got ours from Streamline - no set up fee and reduced monthly rental if you're a member of the FSB, who also do really good prices on (general) business insurance...

[lockie]

I have a mobile terminal from barclays merchant services.It accepts chip and pin and works on the vodaphone mobile network so is totally portable. It cost about £400. The downside is the battery is useless and only lasts for about 3 transactions. but as i have a 240v power supply in the van i just plug it in or use the customers power.