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View Full Version : Planes, Trains and Automobiles...


openmind
24th February 2006, 09:17
OK skip the first two as my private jet is on order and the Orient Express is fully booked! :D

I'm going to be getting a new car in the next few months to replace my clapped out Ford Fiesta. It's done well with over 110,000 miles on the clock but I have more chance of giving birth to twin-headed alligators than it going through it's next MOT so it's time for a replacement.

I would like to pay for the car through the business so my options would be to either lease or get a loan to pay for the car.

My question is what's the best way to do this?

The car would primarily be used for personal use (about 30% of the time) but when I used to have a company car from my employer I was allowed to use for domestic use...

Looking at leasing would cost me about £200+vat per month and I would be restricted on mileage. A loan would cost about the same but without the restrictions and I would own the car.

Thoughts or suggestions?

Simon.L
24th February 2006, 11:18
with leasing you dont have the headaches of all repair costs some insurance some servicing and you can upgrade when you get bored

WakingDragon
24th February 2006, 11:38
With leasing you also don't have the problem of asset depreciation which will bump up the cost of ownership.

Simon.L
24th February 2006, 12:01
asset depreciation versus running costs, interesting!

WakingDragon
24th February 2006, 12:03
Is it? I am not an accountant so I don't really know, but the depreciation of value has always put me off buying a car rather than rentals and leasing. ;)