Sagepay vs Nochex vs ?

[fullmotiongroup]

Hello. I'm currently in Vancouver and working with an online business owner in UK. The client will have multiple commerce web sites selling different products B2C and wants to have a streamline and clean way to accept payments.

I'm at the early stages of putting up the cart and integrating payment processing and such. I'm investigating which payment method to go with and it seems that Nochex may be the right choice. Thoughts?

Cart software: OScommerce (well it sucks for themes), or maybe Storesprite
Average transactions: perhaps up to 100 a month for the first year
Sagepay - 20 a month and allows for multiple web sites per account
Nochex - only charges a per transaction fee

Most transactions will be under 100 GBP.

Questions:

1. Which payment processor makes the most sense? Are there others that will work well in UK?
2. Which cart software do you recommend that can be installed on our servers?
3. OsCommerce sucks for themes. Do you have any recommendations on alternatives?

[snakeeyes121]

Hello. I'm currently in Vancouver and working with an online business owner in UK. The client will have multiple commerce web sites selling different products B2C and wants to have a streamline and clean way to accept payments.

I'm at the early stages of putting up the cart and integrating payment processing and such. I'm investigating which payment method to go with and it seems that Nochex may be the right choice. Thoughts?

Cart software: OScommerce (well it sucks for themes), or maybe Storesprite
Average transactions: perhaps up to 100 a month for the first year
Sagepay - 20 a month and allows for multiple web sites per account
Nochex - only charges a per transaction fee

Most transactions will be under 100 GBP.

Questions:

1. Which payment processor makes the most sense? Are there others that will work well in UK?
2. Which cart software do you recommend that can be installed on our servers?
3. OsCommerce sucks for themes. Do you have any recommendations on alternatives?

If you go with storesprite you can get lower fees with moneybookers 1.59% + 12p http://www.moneybookers.com/partners/storesprite/
I'm looking to add it to my cart after receiving an email from them.

[fullmotiongroup]

Thanks for that link! Good to know. I ended up going with Magento instead due to larger community and abudance of half decent themes. Found one called Grayscale (google "grayscale magento").

Moneybookers looks good

[Christiane]

Avoid Nochex like the plague and go with Sagepay!

[theGrump]

I would have to say avoid Sagepay, go with Iridium if you want a normal PSP which lets customers stay on your site, or Moneybookers otherwise.

[Greatime123]

They are all good. Moneybookers, Nochex, SagePay.

[theGrump]

They are all good. Moneybookers, Nochex, SagePay.

Have a look at the Sagepay forum, and you'll see not only that the latest entry is a poll titled "Is sagepay a waste of time", but that it's full of threads complaining about the abysmal service and support. If anyone is serious about his PSP then he won't go with sagepay. I have no interest in Iridium, except that my customers are leaving sagepay and going there. Sorry to say this, but they were "cheap and cheerful" as Protx and no better since Sage bought them.

[Greatime123]

Have a look at the Sagepay forum, and you'll see not only that the latest entry is a poll titled "Is sagepay a waste of time", but that it's full of threads complaining about the abysmal service and support. If anyone is serious about his PSP then he won't go with sagepay. I have no interest in Iridium, except that my customers are leaving sagepay and going there. Sorry to say this, but they were "cheap and cheerful" as Protx and no better since Sage bought them.

Yep, SagePay is not cheap £20/month.

[Logic]

We use Nochex. It's reliable and fairly cheap. No monthly costs or hidden costs which is excellent. I'd say its limited in some aspects though as it doesn't quite flow with your own website and it distinguishes itself as Nochex on customers bank statements etc.

Worldpay is probably one of the biggest around.

[Eagle]

What about PayPal?

[nextdayprint]

What about PayPal?

I have recently launched my site using Google Checkout only but rapidly discovered that I was losing loads of customers, so added Paypal. I can see clearly that I am still losing plenty of customers and as such am looking to add an additional payment gateway like nochex. I don't know if it is the right solution but I do know Paypal and Google Checkout are not - at least not as stand alone solutions.

I know I'm losing plenty of customers because I can see the second highest visited page on my site is the checkout, and I can see that of customers going through to checkout only 1 in 10 is converting to an actual sale.

[maxh]

I would recommend sagepay

[Kibra]

Dunno if this helps anyone but have been looking at merchants, and does not seem much in them to be honest.

Columns are:
Merchant, Example Sale, Main Fee, Additional Fee, Total Fee, £ Received


Google Checkout £22.00 3.00% £0.66 £0.20 £0.86 £21.14
Pay Pal £22.00 3.40% £0.75 £0.20 £0.95 £21.05
Moneybookers £22.00 2.90% £0.64 £0.19 £0.83 £21.17
Nochex £22.00 2.90% £0.64 £0.19 £0.83 £21.17

Sagepay and RBS WorldPay are basically the same, no fee's just a flat monthly cost, for 5p more go with sagepay and get an extra buffer of 650 sales a month.

Reputation wise I can advise, also the above fee's are the base of under (usually) 1k a month.

If anyone can suggest any others to look at as well would be a help.

Thanks nextday, will keep an eye out for that when I finally get mine fully set up. I personally have done that, but mainly because I didnt want to go through google at the time as opposed to the shops own route.

[fullmotiongroup]

Thanks for the all the replies. I'm currently experimenting with Moneybookers. Setup was dead simple with my Magento installation. For all you Magento fans, Google "magento integration mb pdf" (sorry can't post actual links yet)

One thing they dont tell you when setting up Moneybookers is that customers will have to login until your address is verified.

[edmondscommerce]

cool thanks - have used moneybooker for a few clients, though mostly those specialising in international sales.

For domestic sales by far the most popular platform at the moment is SagePay..

competition is a good thing though so its good to see that Magento support for other PSPs is working well