PDA

View Full Version : Biz Crash Investigations


TheFortune8
7th April 2009, 13:27
Are IFAs and accountants ever the primary reason for business failure?

I've been asked to put together a short presentation as a hook to attract local accountants and IFAs to a networking event. It's a bit of a challenge as I'm neither an accountant nor an IFA!

The theme needs to be Credit Crunch related and I'm thinking of calling it Biz Crash Investigations. It will hopefully provide insights into why businesses fail by comparing "Biz Crashes" with Air Crashes.

What are your thoughts on this as a way to engage professionals in finance, stimulate conversation and attract people to a networking event at which we'll offer solutions to business problems and provide equity finance to turnaround failing businesses to prevent a biz crash?

My internet research tells me that in the case of air crashes, approx

50% of the time pilot error is the primary cause
23% of the time it's maintenance or mechanical failure
weather is the primary cause in 10% of cases
sabotage accounts for 5% of crashes (that high???)
for Air Traffic Control the figure is 5%
Misc/other 7%

If we compare

the pilot to the entrepreneur or business owner
maintenance/mechanical failure to operations - logistics, sales, marketing
the weather to the prevailing economic climate
sabotage to devious competitiors or disgruntled employees
Air Traffic Control to expert financial advisors and accountants

then ...

would it be fair to conclude that in the case of business failure, financial advisors and accountants are occasionally the primary cause of a "biz crash"?

If so, would the figure be as high as 5% or maybe higher?

With the benefit of your professional "radar" how often do you need to warn business owners that they are on a collision course and that unless they make immediate changes to their flight/business plan, they will crash?

Is this analogy a little bit too provocative for a networking event do you think - we want to make friends after all, not cause an argument!

elainec100@cheapaccounting
7th April 2009, 14:41
for Air Traffic Control the figure is 5%


If we compare


Air Traffic Control to expert financial advisors and accountants

then ...

would it be fair to conclude that in the case of business failure, financial advisors and accountants are occasionally the primary cause of a "biz crash"?

If so, would the figure be as high as 5% or maybe higher?

With the benefit of your professional "radar" how often do you need to warn business owners that they are on a collision course and that unless they make immediate changes to their flight/business plan, they will crash?

Is this analogy a little bit too provocative for a networking event do you think - we want to make friends after all, not cause an argument!

Sounds v interesting. I love the idea of me being an air traffic controller but really how many clients actually ask our advice BEFORE they do something?

Accountants often see things well after the event - and as such I don't think air traffic control work like this.

Just a thought

TheFortune8
7th April 2009, 19:02
Sounds v interesting. I love the idea of me being an air traffic controller but really how many clients actually ask our advice BEFORE they do something?

Accountants often see things well after the event - and as such I don't think air traffic control work like this.

Just a thought

I'd hope Air Traffic Controllers had up to the minute sight of everything that was happening in their airspace and acted upon what they saw! :cool:

Do most Accountant/Entrepreneur relationships only take place at year end then? Do Accountants end up being the Biz Crash Investigators rather than having any great input on the important decisions a business owner makes?

paultnl
7th April 2009, 21:14
I think I shocked my accountant by asking for regular reviews to go through what I have done and what I am planning. I do not want any surprises at the end of the year and neither does she. I think her comment was “if only everyone did that”

Tom McClelland
8th April 2009, 07:21
Airlines aren't allowed to operate more cheaply by ignoring ATC except at financial year-end. But most small businesses wouldn't dream of getting operational advice from their accountant.

Accountants are more like CAA inspectors who issue the airframe a safety certificate once a year. They just make a statement about the state of the plane on a particular day.

elainec100@cheapaccounting
8th April 2009, 07:25
Do most Accountant/Entrepreneur relationships only take place at year end then? Do Accountants end up being the Biz Crash Investigators rather than having any great input on the important decisions a business owner makes?

Unless you are an accountant working for the organisation (often limited to larger organisations who can afford to pay) then this is often (not always) the case.

Remember - clients have to pay :rolleyes:

TheFortune8
9th April 2009, 10:09
... most small businesses wouldn't dream of getting operational advice from their accountant ...

Recent meetings with Business Link Advisers led me to believe that the accountant/business client relationship was usually much closer than this. Thanks for this insight and for your comments too Elaine.

Tom McClelland
9th April 2009, 10:12
Recent meetings with Business Link Advisers led me to believe that the accountant/business client relationship was usually much closer than this. Thanks for this insight and for your comments too Elaine.

But don't forget, opinions that you get from me online are usually worth exactly what you paid for them. :D

elainec100@cheapaccounting
9th April 2009, 10:19
IMO it is down to cost in a lot of cases.

TheFortune8
19th April 2009, 20:45
Re opening post - we've postponed our networking event ... the replies here and elsewhere have prompted myself and my partner to test the market with our "Keep A Client" program for Accountants.

Do Accountants need to be more pro-active in saving client's businesses, rather than getting a nasty shock when a client's business fails, resulting in loss of that paying client?

What do you think of our "Keep a Client" minisite ... http://www.KeepAClient.co.uk ?

We are intermediaries for a large network of Private Investors. My partner would rather not name that network, preferring to focus on how we can help, rather than where the investors come from, but I disagree. What do you think?

All comments welcome - particularly constructive criticism.